Being involved in a car accident is difficult enough without also dealing with an uninsured or underinsured driver. If the other driver involved in your crash was breaking the law by operating a motor vehicle without insurance in Arizona, you may need assistance from an underinsured and uninsured driver accident attorney for the claims process. A Glendale personal injury attorney can help you navigate this complicated type of claim and pursue fair financial compensation despite a lack of insurance. The underinsured and uninsured driver accident lawyers at MDK Law Group are committed to helping victims involved in uninsured and underinsured driver accidents recover. Call (623) 225-5635 for a free consultation or contact us online.
Why Choose Us For Your Underinsured and Uninsured Driver Accident Lawyer
- Our team of attorneys are available 24/7. You will have a direct line to your attorney.
- We outperform the competition; we are the law firm that other attorneys hire.
- We are trilingual. Our attorneys speak English, Español and Assyrian.
- Our underinsured and uninsured driver accident lawyers have a long track record of success.
- MDK Law Group operates on a contingency fee basis, meaning you won’t pay unless we win.
What Are Arizona’s Insurance Requirements?
Like most states, Arizona makes it mandatory for motor vehicle drivers to carry at least the minimum required amounts of automotive insurance. These amounts are currently $25,000 in bodily injury liability insurance per person, $50,000 in bodily injury insurance per accident and $15,000 in property damage liability insurance.
Bodily injury and property damage liability insurance pay for someone else’s losses after an at-fault accident, not the policyholder’s losses. Illegally driving without insurance means that injured crash victims do not have liability coverage to fall back on. Instead, they must seek compensation from other outlets. Read more on our guide to Arizona auto insurance requirements here.
Who Pays for an Uninsured/Underinsured Driver Accident?
If you get into a car accident with an uninsured or underinsured driver in Glendale, work with an Arizona personal injury attorney to determine and analyze all of your options and potential legal remedies. You may still be able to recover financial compensation through one or more outlets, even if the at-fault driver does not have the required amount of insurance. Your options may include:
- First-party insurance claim. Call your own car insurance company to find out if you have uninsured/underinsured motorist insurance. This type of insurance must be rejected in writing when purchasing a policy in Arizona. If you don’t remember rejecting it, you most likely have this type of coverage. This insurance will pay for your losses after an accident involving an uninsured or underinsured at-fault driver.
- Third-party claim. A comprehensive crash investigation may discover that someone other than the driver was at fault for the collision or contributed to the severity of your injuries. For example, a seat belt manufacturer might be to blame for a malfunction that contributed to your injuries. If so, you may be able to file a claim against the third party for financial coverage.
- Uninsured driver. Although someone who is driving without car insurance most likely does not have the means to pay for a settlement or judgment award, it is worth examining this possibility with an underinsured and uninsured driver accident attorney. If the uninsured driver does have the funds to pay, you may be able to hold him or her directly responsible for the wreck.
Always call the Glendale, Arizona Police Department after a car accident involving an uninsured or underinsured driver in Glendale. The police can ticket the driver for breaking Arizona’s insurance laws and require the driver to get insurance before driving again. A police report can serve as evidence for your first-party insurance claim or personal injury lawsuit later.
Contact Us for Legal Assistance | Free Consultations in Glendale, AZ
Our Glendale underinsured and uninsured driver accident attorneys can help you with a case involving an uninsured or underinsured driver. We understand how these cases work and how to pursue maximum financial compensation for your losses despite a lack of available liability insurance from the other driver. Our Glendale car accident lawyers care about crash victims in Glendale and can guide you through even the most complex claims process. Request a free case consultation today by calling at (623) 225-5635 or submitting a message online.