In just one year, Maricopa County had over 85,000 car crashes. Whether you live in Glendale, Mesa, Peoria or Chandler, the possibility of a serious car accident is something you need to consider. What is the average medical bill after a car accident in Arizona?
How Much Is the Average Medical Bill After a Car Accident in Maricopa County?
The cost of medical care after car accidents varies widely depending on the gravity of your accident and injuries, as well as the healthcare center you visit. Here are the estimated costs for common medical procedures at a typical clinic in Arizona:
- Surgery for cranial bleeding: $31,000-$154,000
- Major chest procedures: $75,000
- CT scan or MRI: $1,300-$3,000
- Emergency room visit: $1,000-$3,100
- Critical care: About $1,600 per hour
- Ambulance: About $900-$1,700
- Spinal surgery: $19,000-$113,000
In 2021, car accidents involving injuries in Maricopa County cost over $5.2 billion, an average of $216,000 per accident or $148,000 per victim.
Who Has To Pay for Medical Bills After Car Accidents in Arizona?
Arizona is a tort state, which means auto insurance follows an at-fault model. The driver who is responsible for your car accident is liable for damages. More specifically, the driver’s insurance company must cover the costs of medical care for car accident victims, including passengers.
What if you’re partially at fault, too? The Arizona legal system operates on a pure comparative negligence basis. Each driver must cover the percentage of damage they’re responsible for. If the other driver is 75% at fault for the crash, they would be on the hook for 75% of the average medical bill after a car accident, plus other damages.
How Much Compensation Can You Receive After a Car Accident in Glendale?
Arizona doesn’t have any cap on damages from vehicle accidents or personal injury cases. You can get the full compensation you deserve.
Unfortunately, there’s a catch. In cities such as Glendale, Mesa and Chandler, drivers are only required to carry liability insurance with $25,000 (one victim) to $50,000 (two or more) coverage for injuries or death.
Considering that the average medical bill after a car accident can exceed those limits, insurance may not cover all of your medical expenses. In that case, you may have to take the driver to court to obtain other compensation.
What Type of Medical Damages Does Car Accident Insurance Cover in Mesa, AZ?
In Maricopa County, the at-fault driver’s insurance company must cover economic and non-economic damages. Economic damages include:
- Medical treatments
- Physical therapy and rehabilitation
- Loss of job or wages because of the accident
- Disability benefits
You can also seek compensation for pain and suffering, disfigurement, emotional distress and quality of life impacts from a disability. These are non-economic damages.
Contact a Lawyer About Your Average Medical Bill After a Car Accident
If you’ve been injured in a car accident, you should seek medical care. You need to protect your health, and some injuries aren’t visible on the surface, such as neck problems or internal bleeding. As soon as you’re physically able, contact our team for legal assistance.
Insurance companies don’t play nice, especially when the other driver is at fault. Even with an average medical bill after a car accident, you are likely to need help to make sure your short-term expenses and long-term medical care are adequately covered.